NICOL Insurance Services > Public Liability Insurance

Public Liability Insurance

From taking care of the expenses for personal injuries to any kind of losses or damages to the property and even death—our public liability insurance just takes care of everything. They are a must for every business out there, especially small business owners. However, one thing to note, this insurance is only applicable to your business property. If it takes place in any other place, then it will not be covered.

Therefore, if you have to work with various ranges of people on a daily basis as part of your business, then you are the one who needs this insurance policy more than anyone else. So, why waste any more time? Secure your uncertain financial claims with our assured services!

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Our Public Liability insurance includes

Bodily injury
Property damages
Legal expenditures

This protects the insured against

Covers damages to a third party’s assets and properties
Medical expenses are needed for treating any kind of physical injury that occurs at the business location.
Compensation for any death occurring at the on-site business spot.
Cover up the insured business cost for legal defense, settlements, court fees, and damages to present your case in a lawsuit

Why Choose US

We cannot control every course of action in our life. As a result, having public liability insurance can help us from facing various kinds of business losses and damages. Such as, what if somebody visited your business premises and got injured suddenly or their property is damaged? Thus naturally, you will be held responsible for paying the compensation to the claimant.

Luckily, we are here with our public liability insurance. With this insurance, you will not have to worry about this kind of loss. Instead, we will take care of everything based on the policy criteria.

A great savior indeed! So, if you want a smooth operation of your business without having to worry less, then our public liability insurance is the exact one you need.

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Frequently Asked Questions

Check out the below queries relevant to the public liability insurance:

1. Why would I need public liability insurance?

If a member of the public makes a claim against you related to your professional activity, then this public liability insurance protects you from further expenses. Otherwise, you will have to pay for all the compensation brought up by the claimants.

2. What distinguishes personal liability insurance from general liability insurance?

Personal liability insurance protects you from third-party compensation claims for injuries or property damages. At the same time, the commercial form of this insurance is called public liability insurance. Accordingly, it covers the compensation expenses if someone sues your company for harm or property damage.

3. Does general liability insurance also cover public liability?

Yes, they do. In fact, Public liability insurance is commonly referred to as general commercial liability. As they also protect your company from the everyday hazards associated with operating a business.